Current surcharge rates
These rates are determined by our financial institution and are reviewed monthly.
Last reviewed on 19 November 2025.
Last reviewed on 19 November 2025.
| Card type | Surcharge |
|---|---|
| VISA Credit | 0.61% |
| VISA Debit | 0.30% |
| Mastercard Credit | 0.89% |
| Mastercard Debit | 0.39% |
| AMEX | 2.15% |
Avoid the surcharge—fee free options
You can avoid the Payment Card Surcharge by switching to a direct debit payment from your nominated bank account. Simply log into your account and select the ‘Set up auto payments’ option, following the prompts for direct debit payments.