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Payment Card Surcharge adjustment effective 1 October 2018

Effective 1 October 2018, adjusted Payment Card Surcharges apply to Visa and Mastercard credit and debit card payments. American Express and Diners Club surcharges remain unchanged.

Following a review of the current Payment Card Surcharge, the Visa and Mastercard rates have been adjusted and updated rates will apply to all Visa and Mastercard credit and debit card payments made from today. Debit card rates have reduced and there is a slight increase in credit card rates. American Express and Diners Club rates remain unchanged.

The adjusted Payment Card Surcharges, effective 1 October 2018, are as follows. These new rates can also be found in the fees section of our website.

  Adjusted rates effective
1 October 2018
Visa debit 0.35% (was 0.41%)
Visa credit 0.54% (was 0.51%)
MasterCard debit  0.35% (was 0.41%)
MasterCard credit  0.54% (was 0.51%)
AMEX 2.15% (no change)
Diner’s Club 1.90% (no change)

Avoid the surcharge – fee free options

You can avoid the Payment Card Surcharge by switching to a direct debit payment from your nominated bank account. Simply log in to your account and select the ‘Set up auto payments’ option, following the prompts for direct debit payments. If you’d prefer, you can also avoid the surcharge by using BPAY or paying in person at a participating retailer.


What’s a payment card surcharge?

If you make a Linkt account payment by an accepted credit or debit card, we are charged a surcharge by our bank. The Payment Card Surcharge is a straight pass through of that surcharge and will apply to all account payments made with a Mastercard, Visa, American Express or Diners Club credit or debit card. It doesn’t apply to pass or toll notice payments.