What are the payment card surcharges?
If you make a Linkt account payment by an accepted credit or debit card, we incur costs by our financial institution. The Payment Card Surcharge is a straight pass through of these costs and applies to all account payments made with a Mastercard, Visa, American Express or Diners Club credit or debit card.
Current surcharge rates
| Card type | Surcharge |
|---|---|
| VISA Credit | 0.57% |
| VISA Debit | 0.34% |
| Mastercard Credit | 0.76% |
| Mastercard Debit | 0.60% |
| AMEX | 2.15% |
| Diners | 1.90% |
These rates are determined by our financial institution and can vary from time to time. We review these surcharges four times a year.
Avoid the surcharge—fee free options
You can avoid the Payment Card Surcharge by switching to a direct debit payment from your nominated bank account. Simply log into your account and select the ‘Set up auto payments’ option, following the prompts for direct debit payments.